Supreme Saver Protection Plan - Flagship Savings Product | Tahoe Life Insurance Company Limited

Supreme Saver Protection Plan

Tahoe Life's flagship savings product with Guaranteed Return Rate Up to 4% p.a. and 5-year Benefit Term

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Are there some financial goals on your bucket list which have been set aside for a long time? A plan with guaranteed return could help you achieve your goals. Tahoe Life’s Supreme Saver Protection Plan (the “Plan”) addresses your savings needs as well as protection needs. With 2 years premium paid, you can enjoy 5 years of protection. It also brings you guaranteed return which helps you accumulate wealth steadily and effectively within a designated timeframe.

 

Recent Award

 

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BENCHMARK Wealth Management Awards 2018: Savings Product - Outstanding Achiever (Supreme Saver Protection Plan)

 

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The Outstanding Brand Awards 2018 organised by the Economic Digest

Features

Guaranteed Return Rate Up to 4% p.a.

The policy currency is in USD. When the policy matures (i.e. on the 5th policy anniversary date), the Plan will provide you with a guaranteed Maturity Benefit1 of 118.71%2 of the total premium paid, which is equivalent to a guaranteed return rate of 3.88% p.a.2.

 

If you choose to prepay your 2nd year premium at the time of policy application, you can enjoy guaranteed Maturity Benefit1 of 121.68%2 of the total premium paid, which is equivalent to a guaranteed return rate of 4.00% p.a.2.It helps you accumulate wealth easier and achieve your savings target within an expected timeframe.

Accumulate Prepaid Premium at Guaranteed Interest Rate of 5.15% p.a

You can choose to prepay your 2nd year premium at the time of policy application to help you save on premium. The prepaid premium will be accumulated at a guaranteed interest rate of 5.15% p.a.3. The guaranteed interest will only be used for the settlement of the 2nd year premium, you are only required to pay the net premium after deducting the guaranteed interest.

2-year Short Premium Payment Term with 5-year Benefit Term

The premium payment term of the Plan is just 2 years, while the benefit term is 5 years. The premium is guaranteed to remain unchanged once it is determined and will not be increased with your age, facilitating better financial planning for your future.

Life Protection

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Accidental Death Benefit

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No Medical Underwriting

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Grow your wealth in 5 years

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Please refer to the product brochure for details, or make an appointment for a financial needs analysis.

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Product Brochure
  1. The amount of Maturity Benefit will be equal to the guaranteed cash value at maturity, less any indebtedness of the policy. In case of early surrender, guaranteed cash value will be payable at the respective time. Early surrender may result in surrender value receivable considerably less than the premiums paid.
  2. Illustrated percentages are rounded to two decimal places.
  3. The application of prepayment of the 2nd year premium ("prepaid premium") can only be valid when the prepaid premium is paid at the time of policy application together with the filled application form and signed illustration of prepayment option. The prepaid premium will only be used for the settlement of premium due. Prior to the settlement of the 2nd year premium, the prepaid premium will be kept in a designated account of the policy but will not form part of the paid premium until it is payable. The prepaid premium will not form part of the guaranteed cash value or any benefit under the policy and will not be attributed to the calculation of Death Benefit. Only request of full withdrawal of the balance of the prepaid premium will be accepted by Tahoe Life. If the insured passed away before the end of the premium payment term, the remaining balance of prepaid premium shall be returned to the policyowner or his/her estate. Upon policy surrender or full withdrawal of the balance of the prepaid premium before the end of the premium payment term, the surrender benefit or amount being withdrawn shall be returned to the policyowner, and any interest on the balance of the prepaid premium of that policy year will be forfeited.